Mayor Broderick and the City of Anderson want to ensure that businesses can quickly and easily find resources on the novel coronavirus outbreak.  This page is dedicated to business related resources; community resources can be found on the City of Anderson Coronavirus  Community Resource page.

Announcements and Press Releases from the City of Anderson

• Mayor’s Emergency Declaration Address Video (3/19/20)
• Mayor’s Executive Declaration of Local Disaster Emergency (3/19/20)
• Mayor Broderick COVID-19 Press Release (3/16/20)

Reopening Resources

• 5 Stages to get Indiana Back on Track - What’s Open, What’s Closed?  Learn more about the different stages and the associated dates.
  
  
• Back on Track Indiana Industry Guidelines - All Indiana businesses should take measures and institute safeguards to ensure a safe environment for their employees, customers, and clients. The safeguards below are based on the recommendations of the CDC and OSHA.
  
  
• PPE Directory - The Indiana PPE Directory features Indiana companies that manufacture and distribute a variety of PPE items such as face masks, face shields, gloves, eye protection, hand sanitizer and disinfectant.  From the directory, users may view each company’s available products and place orders for PPE directly with each provider. Shipping is free for orders placed by Indiana businesses and nonprofits.
  
  
• Ready to Reopen A Playbook for Your Small Business - A step-by-step guide by the U.S. Chamber of Commerce for small businesses detailing how they should approach reopening once COVID-19 restrictions are lifted.

Funding Assistance and Counseling for Businesses

• City of Anderson CDBG-CV Business Assistance Program - Up to $10,000 forgivable loan emergency assistance fund targeting Microenterprise businesses with five (5) employees or less and Small Businesses with up to 25 FTEs or less (including the owner of the business) that have not received the SBA EIDL funding prior to this application and addresses disparities in minority lending and business ownership in Anderson.
             ⇨ Business Assistance Program Policy and Procedures
             ⇨ CDBG-CV Business Assistance Program Application
  
  
• Indiana Small Business Restart Fund - Small businesses that meet the eligibility requirements can be awarded up to $2,500 or up to $5,000 for each month in which the business demonstrates a revenue loss of at least 40 percent or of at least 80 percent, respectively, with grants issued up to $10,000 per company.
  
  
• U.S. Small Business Administration (SBA) Economic Injury Disaster Loan (EIDL) - Loan up to $2 million may be used by small businesses as well as private nonprofits to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
             ⇨ Download Economic Injury Disaster Loan (EIDL) Guide by U.S. Chamber of Commerce (PDF)
  
  At this time, only agricultural business applications will be accepted due to limitations in funding availability and the unprecedented submission of applications already received. Applicants including agricultural businesses who have already submitted their applications will continue to be processed on a first-come, first-served basis. 
  
  
• SBA Paycheck Protection Program (PPP) - Loan up to $10 million for payroll and certain other expenses. SBA will forgive the loan if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. At least 60% of the forgiven amount must have been used for payroll. Up to 100 percent of the loan is forgivable.  
             ⇨ Download Paycheck Protection Program (PPP) Guide by U.S. Chamber of Commerce (PDF)
             ⇨ Download Guide to PPP Loan Forgiveness by U.S. Chamber of Commerce (PDF)
  
  The Paycheck Protection Program began accepting new applications July 6, 2020, at 9:00 AM EDT in response to the Paycheck Protection Program Extension Act. The new deadline to apply for a Paycheck Protection Program loan is August 8, 2020. 
  
  
• SBA Debt Relief - The SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans for a period of six months.  The SBA will also automatically pay the principal, interest, and fees of new 7(a), 504, and microloans issued prior to September 27, 2020.
  
  
• SBA Small Business Guidance & Loan Resources - SBA’s resource center for all COVID-19 related programs available from SBA including EIDL, PPP and Debt Relief program.
  
  
• Indiana Small Business Development Center (ISBDC) COVID-19 Resources - One-stop resource center for small businesses, from identifying funding resources to counseling and advising
             ⇨ Download ISBDC Small Business COVID-19 Resource Guide (PDF)
  
  
• Flagship Bankable QuickBridge Loan - Up to $50,000 bridge loan for businesses that are still open and still have demand for their product or service, but cash flow is challenged due to a drop in sales, slow pay from  customers, delayed purchase decisions, and more.   

Employment Related Information

If your employment has been interrupted or ended due to COVID-19, you should file for UI and your claim will be evaluated. You must apply for UI benefits online, using a computer or smart phone. Online filing information can be found at Unemployment.IN.gov.  If you have questions, please review the Frequently Asked Questions, the Claimant Handbook and/or the online video tutorials. You can also review the COVID-19 Frequently Asked Questions for Claimants.

Indiana Department of Workforce Development (DWD) also has published COVID-19 Frequently Asked Questions for Employers. 

If you are ineligible for UI benefits (self-employment, independent contractors, gig economy workers), Pandemic Unemployment Assistance (PUA) under CARES Act offers a temporary federal unemployment insurance (UI) program.  Click here for PUA Frequently Asked Questions by DWD. 

Following the Governor’s reopening plan, some WorkOne offices are beginning to operate on a limited schedule, either serving customers by appointment only or providing services virtually. Others, however, remain closed. Please contact your local WorkOne office via phone or email for information about hours of operation and service availability prior to visiting the office. WorkOne Anderson can be reached at (765) 642-4981.

The U.S. Department of Labor (DOL) has published guidelines for the Families First Corona Response Act (FFCRA) The FFCRA requires certain employers to provide employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19.

Health and Safety Updates

• Indiana’s Novel Coronavirus (COVID-19) Information & Response by Indiana State Department of Health - Get updated news and guidance on the COVID-19 outbreak and Indiana’s response.
  
  
• Madison County’s COVID-19 Information and Resources by Madison County Health Department - Get updated local news and county-specific Public Health Order issued by Madison County Health Department

List of Small Business Awareness & Assistance Opportunities

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